An Independent Agency Built on Four Decades of Knowing What Coverage Actually Does

We answer to our clients — not to a single carrier's sales quota

In 1999, Gerry Prysock made a deliberate choice. After building the number-one district in the country for Mutual of Omaha as a district manager in North Carolina, he walked away from the captive model and opened an independent agency. Not because the career wasn't working — it was. But because independence meant something real: the ability to shop multiple carriers, give honest counsel, and put the client's situation first every time.

That decision became Prysock Insurance Group. And 43 years of industry experience later, it's still the foundation this agency runs on.

What "Independent" Actually Means for You

A captive agent represents one company. When that company's rates go up, or their product doesn't fit your situation, your options are limited. An independent agency works differently.

At Prysock Insurance Group, we hold appointments with more than eight carriers — including Progressive, Allstate, AAA, Travelers, Prudential, Transamerica, Pacific Life, and GEICO. When you need coverage, we compare. When your needs change, we adjust. When a carrier raises rates, we have somewhere else to go.

That's not a marketing claim. It's how independent agencies are structurally built to operate — and it's why clients who've worked with captive agents often notice the difference immediately.

The Experience Behind the Agency

Gerry's career didn't start behind a desk. It started in the field, learning how claims actually work, how policies get interpreted when something goes wrong, and how families and businesses absorb loss when coverage falls short. That foundation shaped everything about how this agency advises clients

That range matters. A client who comes in for auto insurance and asks a question about their LLC's liability exposure gets a real answer — not a referral to someone else.

From Solo Practice to a Growing Boutique Team

For years, Prysock Insurance Group was Gerry. That's not unusual for independent agencies built on referrals and relationships — you grow because people trust you, and trust is personal.

That model is now expanding. The agency is adding licensed agents who share the same approach: explain the coverage, compare the options, and let the client decide. The goal isn't volume. It's building a team that can serve more Michigan households and businesses without losing the quality of advice that built the agency's reputation in the first place.

If you've ever wondered whether a small agency will still be around when you need them, the answer here is straightforward. Prysock Insurance Group has been operating continuously since 1999. It's growing — not pivoting, not rebranding, not changing hands.